London the 1980's. A time when the homeless poured on to the streets of the capital with their endless calls to, 'Spare some change please.' Eighteen year old Jo is one of the dispossessed. When Gerald Sanderson and his wife fail heed her cries one evening, the middle aged accountant's life is turned upside down as he begins to question his very existence. A compelling novel about the collision of two very different worlds from the author of The Beautiful Game, The Enterprise Society and An Illegal Act and Other Stories.