There could be tough times ahead, and you don't want to enter them with debt hanging over your head.

I started taking my financial situation seriously in June 2019. I added up all of my debt to find $77,000 I needed to pay off.

I paid it all off by April 2021 and never looked back. Becoming debt-free is the best feeling possible, outside of getting married or having kids.

Paying off debt is not a financial journey but a spiritual one. You'll need to confront your inner spending demons. It can be rough.

However, if I can overcome my bad habits and become wealthy, you can do the same. Trust me; it's worth unlocking your future potential again. Good Luck!