Amelia Sinclair has lived all her life with the decorum expected of a 19th century banker's wife. She remained faithful to a husband who never loved her, raised three children, and turned away the love of a lifetime. Now widowed at the dawn of a new century and facing her second fifty years, she decides she can no longer deny the love that has burned within her for decades. Can she throw away the only life she has ever known in order to find the only life she has ever wanted?