This audiobook is narrated by a digital voice.

Despite the rise of cryptocurrencies and the growing influence of decentralized finance (DeFi), traditional banks still have a significant role to play in a crypto-driven world. While cryptocurrencies offer an alternative to conventional banking, they are not yet a replacement for the stability, security, and regulation that banks provide. Banks have the advantage of established trust, regulatory frameworks, and the ability to offer a wide range of financial services that cryptocurrencies currently cannot—such as loans, credit, and insurance. Additionally, banks have the infrastructure to ensure the security of transactions, which remains a major concern in the volatile world of crypto.