Kindergarten teacher, Margaret Porter, is looking forward to the best Christmas holiday in years. Without her irresponsible ex-husband causing chaos, she and her two children can finally have a fun, peaceful celebration. Everything looks picture perfect until her living room catches fire.

Volunteer firefighter, Ryan Kramer, never knew what hit him when he rescues a reluctant and quick-tempered Margaret from her burning home. But it's more than sympathy for her situation that gets under his skin. Her sassy, no-nonsense attitude bowls him over.

Margaret finds her family rescued by Ryan again and again. Something about him speaks to her soul, and she discovers it hard to resist him. Unlike her careless and manipulative ex-husband, Ryan's nothing but wonderful throughout the entire ordeal.

As Ryan investigates the damage to Margaret's home, he discovers his family's business, Kramer and Sons, worked on the fire-ravaged room. Did shoddy work by his family put a single mom and her two kids out in the cold at Christmas? Can Margaret see beyond his last name and fall for him too?