Lawyer H.L. Snodgrass has it all: a successful practice, a devoted wife and a passionate boyfriend. When he decides to sell off a family heirloom, his cozy life takes a drastic turn for the worst. Now, he and the ghost of his great-great-great grandfather have to get it back before a Gypsy curse destroys everything. Add in a furry junk dealer, a leaky waterbed and a nun in jail, and Snodgrass is in more trouble than Dickens ever dreamed up for Scrooge!