Love—as unpredictable as the weather.

When Sable Morrison drives into the back end of handsome Maxwell Benning's new car, she is certain things will only get worse. Little has gone right in her life lately, and the last thing she needs is a new distraction.

Well-to-do Maxwell finds himself enamored over the beautiful stranger and treats her to an evening where inhibitions are left behind. He strongly believes fate had a hand in their accidental meeting, and does everything he can to make the night last.

While Sable is busy placing blame on herself for the evening's events, Maxwell prefers to blame the rain.