On possibly the worst day of her life, British ex-pat Wall Street financial analyst EMILY QUINN, finds herself on a crowded New York City subway, holding her cardboard box of shame. It's Valentine's Day. She's single, suddenly unemployed, and her work visa's now a ticking time bomb. But a kind gesture from a handsome Montana cowboy hits her like a ray of sunshine. And later, when that same cowboy she flirted with shows up with her friends to her gourmet Valentine's Day dinner party that evening, Emily wonders if fate is playing with her.

LIAM HARDESTY's attraction to Emily is instant and feels life changing, and her food is a revelation. Their impromptu NYC weekend together becomes a long-distance flirtation. When her job hunt hits a wall, he invites her to his ranch in Montana. Natural beauty and adventures aside, they can't deny their growing feelings for each other, but know they're on borrowed time.

When her dream job in London beckons, Emily must choose between the life she thought she wanted and the new and unexpected one that calls to her heart.