This audiobook is narrated by a digital voice.

This essay sheds light on what is a defined benefit pension plan, explicates how people are able to receive a defined benefit pension from their former employer's company, and expounds upon how the economy is affected by most companies not offering a defined benefit pension plan to their employees. A defined benefit pension plan is a pension plan that is able to furnish an unlimited supply of fiat currency to the beneficiaries of the defined benefit pension plan. This is because the beneficiaries of a company's defined benefit pension plan are able to incessantly receive recurring income in the form of monthly pension payments for the remainder of their lifetimes from their former employer's company once they have qualified to receive a defined benefit pension from their former employer's company. Most companies that offer a defined benefit pension plan to their former employees are inapt to have an insolvent defined benefit pension plan fund since they are generating enough revenue to be able to incessantly furnish monthly pension payments to the beneficiaries of the defined benefit pension plan for the remainder of their lifetimes once they have qualified to receive a defined benefit pension from their former employer's company. If a company's defined benefit pension plan fund becomes defunct, then the beneficiaries of the defined benefit pension plan are still at a high probability to incessantly receive monthly pension payments for the remainder of their lifetimes once they have qualified to receive a defined benefit pension from their former employer's company. This is because "the Pension Benefit Guaranty Corporation (PBGC) is a federal agency that insures the pensions of many workers in the private sector". The beneficiaries of a company's defined benefit pension plan are its former employees who have qualified to receive a defined benefit pension from their former employer's company.