Regina Ridgeway has everything Frances ever wanted: a magnificent home, exotic vacations, designer clothing and fancy jewelry. She has money to burn while Frances is forced to toil away in her beauty shop catering to the whims of Mrs. Ridgeway and the rest of her snobby friends. (Not to mention picking their pockets when no one is looking.) And then one day everything changes. After Mrs. Ridgeway single-handedly causes more than a thousand dollars worth of damage in Frances' shop, repairs Frances could never afford to make, Frances, nearing her breaking point, plans to take her petty larceny to new heights and gets something she never bargained for in the process.