We all need money. We call the money that flows through our homes "cash flow." The person with the most cash flow wins.

By becoming dividend growth investors, we can create cash flow for tomorrow. We can invest in amazing dividend stocks like McDonald's, Johnson & Johnson, and Costco.

We can also create cash flow today by becoming income investors. We can invest in closed-end funds, preferred shares, and business development companies.

I love having a large portion of my investments producing income today; therefore, I focus on income investing. I allocate a smaller portion to retirement income via dividend growth investing.

You must make your own decisions about your investing habits, so it is vital you know the difference between the two. Good Luck!