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This essay sheds light on what causes a high unemployment rate in the economy, explicates why the unemployment rate is unlikely to drop below 97% in the economy, elucidates how the economy is affected by a high unemployment rate in the economy, and expounds upon the problems with there being a high unemployment rate in the economy. There are a myriad of reason as to why the economy has a high unemployment rate. One of the causes behind a high unemployment rate in the economy is attributable to most real private sector employers being unwilling to incentivize people to work real private sector employee jobs based on voluntary demand. Most real private sector employers are unwilling to provide anything more to their real private sector employees than emolument in the form of a minimum wage. People who work real private sector employee jobs based on voluntary demand would prefer to be able to at least receive emolument from their real private sector employer in the form of a subsistence wage for affording housing instead of receiving emolument from their real private sector employer in the form of a minimum wage. Receiving a subsistence wage from their real private sector employer would provide the people who work real private sector employee jobs based on voluntary demand with enough fiat currency to be able to afford to cover the cost of living. If real private sector employers offered their real private sector employees a livable wage, "a defined benefit pension plan", a 401(k) plan, paid time off, paid vacation days, paid breaks, bonuses, mileage reimbursement, tuition reimbursement, and certification test fee reimbursement, then more people would be incentivized to work real private sector employee jobs based on voluntary demand. If real private sector employers offered their real private sector employees a remote work option and flexible scheduling, then more people would be amenable to working real private sector employee jobs.