America wants us to be spenders. From when we earn our first paychecks to when we draw social security, they want us to inject all our money into the economy.

There is nothing wrong with spending, but it is a balancing act. A large portion of your income must go to making more income.

Budgeting every penny is the only way to build a portfolio of incoming generating assets. Count everything that enters and exits your household.

The ultimate goal is to spend less than you earn while investing the difference. This will ensure your income continues to grow far faster than inflation. Good Luck!