An idealistic young loan officer finds his true calling when a sorceress approaches him about starting a new bank. When an exiled monk arrives in town looking for a loan, the new bank might be his best bet, or worst option ever. In the midst of these deliberations is a retired accountant who must return to his homeland to negotiate on behalf of the bank and help a friend in need. But to be of any help at all, he will have to work with (or around) the last man he ever wanted to see again.

Along the way, these four face threats from sorcerers, inept bureaucrats and nobles, and sometimes even their own allies. It's truly shocking how epic the world of banking can be.