Single mom and cocktail waitress Alison Walker doesn't trust men. After the father of her six-month-old daughter disappears the night her daughter is conceived, no one blames Alison for her distrust.

Local fireman Ronan McGuire is a charity calendar virgin. If he weren't so determined to help raise money for the Children's Hospital, he'd never have agreed to parade half naked around a local bar full of rowdy women. But when Mr. July meets Miss Independent, the heat between them sets off fire alarms.

For Ronan, the countdown to midnight now means more than just a hot kiss with a beautiful woman. It's his chance to prove that not all men are after a one-night stand. When more than sparks fly and a fire rages through the bar, Ronan will have more to worry about than saving Alison's heart; he will have to save her life.