Get to grips with money! If you're struggling with savings, confused about credit, maybe even intrigued by investing – you're in the right place. Packed with practical tips and real-world examples, this book will help you make the most of your money. You'll learn how to handle these important life skills... The basics of budgeting The art of smart spending The dos and don'ts of borrowing An intro to investing Taking charge of your financial future! Written by Kia Commodore, founder of the finance platform Pennies to Pounds that helps young people manage their money – penniestopounds.co.uk | @penniestopounds