The conflict between the private central bank and the independent financial system has become more tense since the death of President Harrison. In 1841, the Whig Party chaired by Henry Clay twice proposed restoring a private central bank and abolishing independent finance. Both times the results were vetoed by President Harrison's successor, Vice President John Tyler. Angry and embarrassed Henry Clay ordered John Tyler to be expelled from the Whig Party, resulting in President John Tyler "luckily" becoming the only "orphan" president in American history to be expelled. from the Party.

By 1849, after being elected president, Zachary Tayler - another Whig Party figure - restored the hopes of the Central Bank. Building a private central bank on the model of the Bank of England is the ultimate dream of bankers, and it means that the bank ultimately decides the fate of the nation and its people. . Looking at President Harrison's previous mistakes, Tayler always appeared indifferent to this very important central banking issue, however, he was also not willing to become a puppet in the hands of Henry Clay. Historian Michael Holt said that President Tayler once implicitly expressed like this: "The intention to build a Central Bank has been decided, and