As we transition from savers to inventors, we must use the tools that investors use.

One of those tools is a money market fund. Money market funds aim to keep their net asset value at $1.

I think of them as checking accounts inside your brokerage account. They are great "holding pens" for your money as you transition between investments.

As investors, we must keep our investment dollars close to the stock market. Therefore, money market funds allow us to maintain a pile of cash (sometimes called dry powder) near the market for a quick move.

You also earn interest on your cash while it sits in a money market fund. Are money market funds right for you?

Look inside to see if you can leverage money market funds in your investment portfolio. Investors love money market funds, so you may as well. Good Luck!