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Borrowing money is a familiar concept to even the youngest financiers. But interest on that loan may not be. Loans and interest are two of the most important concepts that financially savvy people need to grasp. This beneficial book guides readers of all levels through the basics of what it means to secure a loan and the expectations of repaying it on time. They'll find out why people take out loans and what happens if they don't repay them. They'll also learn important finance terms such as principal and interest rate through the achievable text and the expanded glossary.